10 Reasons Why You Shouldn’t Get Travel Insurance

Everyone is always wondering whether or not they should get travel insurance while traveling. After all, it costs extra money and you may not use it and blah, blah. So why get it? Well, we finally have some answers for you! People are always screaming at the top of their lungs that travel insurance is a life and money saver, but we know of ten reasons why you shouldn’t get travel insurance and why it wouldn’t be a lifesaver.

Want to know what they are? Read on…

1.) You’re Superman

Correction, you are better than Superman (no, not Batman) and even kryptonite can’t make you weak and bullets bounce off your chest. So clearly you don’t need travel insurance, for god sakes, you’re better than Superman. Travel insurance is only for regular, non-superhero humans like Lois Lane.

2.) Your Electronics Are Unbreakable

If you own the MacBook break-theft-loss-waterproof 3.0 version, you will definitely not need coverage for your travel laptop. After all, you paid $1000+ for a computer so I am sure it’s unbreakable and steal proof. And I am also assuming that if you have the MacBook break-steal-loss-waterproof 3.0, you own the best travel camera in the world that is also break-theft-loss-waterproof. Am I right?

3.) You Have Your Own Private Jet

Flight cancellations are for poor people who don’t have their own private jet. You don’t cancel flights, you just postpone them. After all, you have your own jet. Who needs to backpack through Europe, or the world for that matter, when you can fly whenever and wherever you want. No need to ever worry about avoiding those budget airline fees either. Totally winning at life.

4.) Shit Always Goes According to Plan

Things always go according to plan. Not just for you, but also with things like tsunamis, terrorist attacks, and earthquakes. Especially since those things always let us know when they’re about to happen, allowing you ample time to plan accordingly. And if you need to evacuate your travel destination, you can just call the president and he can fly you out on his private jet. Wait, you have a private jet too! No need to call the president or get travel insurance.

5.) You Are Too Clever to Get Robbed

If you travel with one of those awesome super secure money belts with all your important documents under your shirt, you don’t need traveler’s insurance. Thieves will never know about your secret money belt, plus you’re way too smart and have more than enough street sense to let those losers rob you. Not to mention that no robber will go against someone that’s better than Superman.

6.) You Plan on a Non-Accidental Death

If you plan on killing yourself on your trip, I am 100% sure you don’t need travel insurance! After all, you will be dead. If you should die while traveling, I hope you didn’t get travel insurance. Don’t want you worrying about filing a claim with your insurance company when you’re dead.

7.) You Do Nothing But Stand or Sleep While You Travel

Traveling is not for doing anything fun or risky like volcano boarding down an active volcano or jumping off a 15m cliff in Jamaica. It’s for sleeping and standing only! Nothing can possibly go wrong when you are sleeping and standing that would require you to get travel insurance.

8.) You Have American Health Insurance

American health insurance is awesome. I am not sure why everyone thinks it sucks. They must not know we have Obamacare now. American health insurance is so awesome that you can travel with it. So if you have it, no need to bother with travel insurance that’s not as awesome as American health insurance.

9.) Luggage Never Gets Lost in Airports

Airports are notorious for never losing anyone’s luggage. Actually, that 40,000 square foot Unclaimed Baggage Center in Alabama is full of air. It’s just collecting dust because airlines are super careful with your travel backpack and suitcase. So clearly it doesn’t make sense to get traveler’s insurance, especially if you have one of those cute luggage tags, with your name and address on it.

10.) Your Trip is Only a Few Days or a Week Long

It’s not like you are traveling 24/7 365! Nothing can possibly go wrong in that short period of time. Right? And if it does, you don’t need to worry because you have American health insurance.

Wait, none of these things pertain to you!

So you are saying you aren’t better than Superman, you don’t own your own private jet, and things aren’t in your control and shit happens all the time?

Oh, that is soo sad :(

You should probably get travel insurance then! That would be smart, I mean clever of you! We recommend World Nomads.

Too lazy to go on World Nomad’s website directly to get a quote? No worries. We love catering to people’s needs. You can get a non-superhero, private jet-less quote below.

Even if you don’t end up going with World Nomads, make sure to get travel insurance from somewhere!

Disclosure: Please note that some of the links above are affiliate links, and at no additional cost to you, we earn a small commission if you make a purchase. Affiliate links help pay for this site and keep the content free for you to read. We will never recommend products we do not believe in.

The Author

Jazzy is a professional travel writer and the editor-in-chief at Road Affair. She has been traveling around the world with her partner in crime, Ben, since 2012.

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  1. This is the greatest thing I have read this week. I love it! I was a little concerned with the title but point 1 turned it all around – but honestly, who thinks Batman is better than Superman…. it’s freakin’ Superman!

    1. Right!!! I don’t care what does marvel movies say Batman can’t beat superman (though it would be cool for a regular old human beat Superman, but then he wouldn’t really be SUPERman would he lol – Hollywood ending)!

  2. I started reading the post already with a massive counter-argument as to why you should get travel insurance. Then…. you blew me away! Very clever, fun post. 😊

  3. This is a very clever article and love the way it is written. I get what you are saying about Superman, too many idiots in this word do believe they are bulletproof. Great post.

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